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Financial Condition

2012
Dynamics of key financial ratios (thousand UAH)

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Q1

Q2

Q3

2012

Authorized Capital

68 063,2

68 063,2

68 063,2

80 885,5

Assets

183 654,1

180 869,4

154 003,2

159 126,4

Equity Capital

68 849,2

68 204,4

62 023,0

84 119,5

Insurance Reserves

123 971,7

116 404,9

146 058,4

140 641,9

Reinsurer share in insurance reserves

71 132,8

69 467,6

94 814,4

91 134,9

Insurance payments

45 657,3

73 166,3

106 279,3

136 851,7

Premiums ceded to:

21 578,8

30 251,3

43 641,4

55 664,1

- residents

-1,2

-1,2

-1,2

-1,1

- non-residents

21 580,0

30 252,5

43 642,6

55 665,2

Insurance indemnity

10 839,5

23 942,8

32 322,5

43 101,6

Indemnity received from reinsurers

3 870,4

3 880,4

5 556,5

9 637,8

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Q1

Q2

Q3

2012

Total

45 657,3

73 166,3

106 279,3

136 851,7

Personal Insurance (excluding life insurance):

12 489,1

17 601,1

23 062,6

31 801,9

- Medical Insurance (permanent health insurance)

12 097,1

16 932,0

22 057,1

30 468,5

- Personal Accident Insurance

246,4

327,2

408,1

546,4

- Medical Costs Insurance

145,1

315,1

560,7

724,7

- Other

0,5

26,8

36,7

62,3

Property & Casualty (voluntary):

24 820,0

42 951,4

63 195,1

81 639,3

- Motor Insurance

3 314,3

9 590,0

15 730,5

19 680,7

- Financial Risks

2 343,2

3 271,1

6 634,9

8 939,0

- Cargo and luggage insurance

6 570,7

7 912,9

8 640,0

9 976,3

- Property

12 515,0

22 071,9

31 338,9

41 819,6

- Railway Transport Insurance

54,3

103,7

820,2

1 196,9

- Water Transport Insurance

22,5

1,8

6,9

3,0

- Air Transport Insurance

 -

 -

23,7

23,8

- Other

 -

 -

 -

 -

Third Party Liability Insurance (voluntary)

3 715,0

7 526,6

13 431,9

16 158,9

Motor Third Party Liability (including carrier’s liability)

68,0

205,4

260,6

396,6

Air Transport Owner’s Liability Insurance (including carrier’s liability)

 

13,5

13,5

13,6

Obligatory Insurance (excluding national insurance):

4 565,2

4 868,3

6 315,6

6 841,4

- Dangerous cargo carrier’s liability insurance against negative consequences at the time of carrying dangerous cargoes

7,5

18,1

25,0

34,9

- Obligatory Motor Third Party Liability (OMTPL)

260,8

523,2

782,3

1114,7

- Business Entity Liability Insurance against damage that can be done by fires and accidents at high-risk sites, including explosion/fire hazardous sites and sites, business operations at which might lead to environmental and sanitary-epidemiological accidents

7,1

31,2

41,6

52,7

- Personal Road Accident Insurance

7,3

11,3

14,6

21,7

Civil Aviation Insurance

4 279,5

4 279,5

5 445,1

5 608,2

- Other

3,0

5,0

7,0

9,2

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Q1

Q2

Q3

2012

Total

10 839,5

23 942,8

32 322,5

43 101,6

Property & Casualty (voluntary):

4 969,6

12 268,7

15 690,3

20 823,3

- Motor Insurance

1 018,8

1 703,6

3 274,1

4 374,8

- Property

3 950,8

10 565,1

12 416,2

16 448,5

Personal Insurance (excluding life insurance)

5 601,1

11 086,0

15 563,2

20 928,1

Water Transport Owner’s Liability Insurance (including carrier’s liability)

 -

 -

 -

 -

Third Party Liability Insurance (voluntary)

 -

 -

 -

 -

Motor Third Party Liability (including carrier’s liability)

 -

75,0

75,0

75,0

Obligatory Insurance (excluding national insurance):

268,8

513,1

994,0

1 275,2

- Obligatory Motor Third Party Liability (OMTPL)

268,8

513,1

969,9

1 251,1

Road Accident Insurance

 -

 -

24,1

24,1

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