Corporate property fire and other danger insurance program
Even for the most successful and promising enterprise or a case of unexpected event may cause undermining the financial condition and execution of multi-nothing productive work. With a small number of measures to prevent or minimize the expenses or losses the most effective and reliable is the insurance.
Experts «Allianz Ukraine, after many years, developed a program of property insurance risks of many different character.
In a complex property insurance «Allianz Ukraine" also offers insurance risks associated with loss obtained by the interruption in the production of cars and insurance and manufacturing equipment from breakages.
Insurance is:
Real Estate:
- Premises, buildings and structures in general and their individual parts and structural elements (foundation, walls, floors, ceilings, roof)
- External communications and engineering equipment, including water treatment systems, pumping equipment and underground equipment such as water, sewerage, water-pipes and electrical communication;
- internal engineering equipment and communications systems including electricity, gas, water, heating, sewage, fire suppression systems and alarm systems, sanitary equipment;
- Outdoor treatment and hospital equipment, including doors, locks, handles, upholstery, windows, shutters, grilles, trim balconies, loggias;
- Interior and hospital equipment, built walls, including internal carpentry, permanent floor, walls, ceilings, including ceilings, skirting boards, parquet, laminates, carpet, linoleum, fireplaces, stoves, built-in furniture.
Movables
- Industrial, commercial, technological equipment;
- Furniture, office equipment, household equipment, interior, unless they are antique or artistic value;
- Computer equipment, office equipment, electronic and home appliances;
- material assets completed or under construction (raw materials, intermediate products necessary for activity, finished products, products in stock, the shopping hall);
- Household use;
- Items and security system (weapons, intercom, alarm);
- Other personal property, duly mentioned in the insurance contract.
In addition to property insurance company «Allianz Ukraine offers insurance against interruption of production due to damage, loss or destruction of insured property.
Insurance case:
- Fire;
- lightning;
- explosion;
- Fall of aircraft or their parts, cargo and baggage with them;
- Natural disasters (storm and hail, snow avalanches, snow layer pressure, etc.);
- Damage to water supply systems, heating, sanitation and similar systems;
- water damage from sprinkler systems and drenchernyh;
- wrongful acts of third persons (theft with penetration, robbery or robbery, burglary or robbery during transportation, the deliberate destruction or damage, disorderly conduct, etc.);
- hit vehicles;
- Impact of smoke;
- noise impact;
- Battle of glass, mirrors, windows;
- Other risks of exposure.
Insurance coverage may also be extended to recover costs associated with:
- costs of clearing the place of occurrence (in insurance);
- costs of moving and protection, if the reconstruction of damaged property to move, replace, and protect other property;
- the cost of repairing or re-production of documents, folders, business books, files, drawings, including CDs, diskettes and other media.
The program can be as comprehensive insurance against all risks of exposure (except exceptions), and from a specific set (list) risks.
Insurance amount can be determined in the amount of:
- actual value, while in calculating the size of the damage is taken into account the size of physical deterioration of property;
- Renewable value, while in calculating the size of the damage is not taken into account the size of physical deterioration of property.
Insurance premiums
Insurance premium depends on the type of activity, insurance coverage, deductible amount and the sum insured.
If you are interested in our offer or you want additional information, we propose to apply by phone: 0-800-500-272
Benefits «Allianz Ukraine"
1. Stability and reliability of the company that provided a volume of insurance company reserves, reinsurance protection, unique experience and knowledge of employees.
2. Capacity contract obligatory re-insurance contracts for property and technical risks Allianz Ukraine signed with Allianz SE - 60 million dollars.
3. Reliability rating of AA according to Standard and Poor’s for the Group of Allianz SE.
4. Responsiveness when negotiating and concluding terms of insurance contract.
5. Help in assessing risk and in the choice of insurance plans, the maximum individual needs of each client.
6. Flexible rates and discounts depending on the characteristics of policyholders and the adverse factors that are essential to determine the degree of risk. |
