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“Megapolis” (household insurance)
It holds no pleasure for paying the damages either done to your neighbour’s apartment when you flooded it carelessly, or for the new TV-set instead of the one stolen by thieves. And what if a fire suddenly occurs? It’s better to secure yourself from possible unforeseen expenses and insure the apartment with Allianz Ukraine at once.
The “Megapolis” insurance program by Allianz Ukraine is a reliable insurance coverage provided to your apartment. The program suggests insurance coverage not only for your apartment, its interior finishing and utilities, but also for the property inside it, as well as civil liability for damage done to your neighbours while using the apartment.
You can insure
- elements of the apartment construction (walls, floor, flooring, ceiling, entrance door, windows, and partition walls);
- interior finishing (flooring, false ceilings, parquetry, laminated flooring, built-in furniture, fireplaces, heating stoves etc.);
- utilities (power, gas, water, heat supply, fire fighting, systems and equipment, signalization and sanitary ware etc.);
- movable property (furniture, household equipment, interior decoration, computer equipment, office equipment, electronic and household appliances, personal belongings (clothing, footwear, watches, cinematographic equipment, carpets, bed linen, leisure and sports ware), video supervision systems, lockboxes etc.)
against
- fire, stroke of lightning, gas explosion, fall down of aircrafts;
- natural disasters (windstorm, hail, flood, prolonged rain, heavy rain, earthquake, landslide, landfall, snow avalanche);
- damage by water from water supply, heat systems, sewerage and similar systems, including penetration of water from other apartments;
- illegal actions of third parties (burglary, robbery, banditry, intended property destruction and/or damage).
You may also insure your liability for doing harm to life, health or property of neighbours (other third parties) while using the apartment (for instance, if you flooded your neighbours on a lower floor).
Benefits of the Megapolis insurance program:
1. Wide range of property which can be insured.
2. Wide range of insurance coverage against the risks:
- fire-related risks include arson, which is often an exclusion under other insurance programs;
- wide range of natural disaster related risks, including flood, heavy rain, landslide, snow avalanche;
- the “Damage by water” risk suggests not only coverage of losses caused by accidents, breakage of water supply lines, sewerage, but also coverage of losses done by reckless actions of any person, including the Insured.
3. There is no need to assess or view the property when accepting insurance. The Insured may independently establish the amount of coverage, and in case of a loss event, losses shall be covered within the declared limit.
4. Signing an insurance agreement is easy, fast and convenient.
Please contact us on 0 800 500 727 for detailed information and the price of insurance for your apartment.
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